Could You Need Farm Insurance For Your Home?
The dividing line between farm insurance and homeowners' insurance seems like it would be pretty clear. Homeowners' insurance is for people who own a regular house, while farm insurance is for people on farms and ranches. Yet there's a gray area where someone in a house who isn't a farmer or rancher might actually need to buy farm insurance instead. In some cases, the gray area is so complicated that people often forget to ask about whether or not their homeowners' insurance covers what they're doing.